AADMER Partnership Group Projects
Flooding Assistance
In 2021, there were 223 flood disasters recorded worldwide, the second highest figure recorded in the indicated period. 2006 still held the record of the past three decades, with 226 flood disasters registered.
Asian countries such as Bangladesh, Vietnam, and Myanmar are among the countries most exposed to floods worldwide.
United States averages 13 flooding incidents annually.
Hurricane Assistance
In 2022, 40 hurricanes were recorded worldwide, up from 37 hurricanes the previous year. Nonetheless, this was less than the average of 47 hurricanes per year from 1990 to 2022.
The most active years in the indicated period were 1992 and 2018, both with 59 hurricanes recorded.
In the United States, On average, 10 named storms occur each year, with an average of 6 becoming hurricanes and 2.5 becoming major hurricanes (Category 3 or worse).
Fire Assistance
Just in United States, around 70,000 fires happen each year, with over 7,000 going on just in California.
Wildfires can begin as a natural occurrence, such as a lightning strike, or as a result of a man-made spark.
However, weather conditions frequently determine how large a wildfire grows.
Wind, high temperatures, and little rain can all dry out trees, shrubs, fallen leaves, and limbs, making them ideal for fueling a fire.
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In the United States, the National Oceanic and Atmospheric Administration (NOAA) is always monitoring the conditions of the nation’s rivers. The National Weather Service River Forecast Center, a subsection of the NOAA, are ready to issue forecasts when they see that a river or river system is in danger of overflowing. A flood warning is given if the flood is slow to come, and a flash-flood watch is given if the danger is approaching quickly.
One of the dangers that come from flooding is the spread of disease. Because flooding disrupts regular waste disposal, business, and access to fresh water supplies, food has to be provided by relief agencies. Survivors are often left without electricity, gas, and oil, meaning no cooked food or hot water. Repair crews are called in to help get equipment working again, a process that sometimes takes months.
Residents in flood areas would do well to keep the following basic safety rules in mind.
Warning Signs
Flooding Preparation Guide – In-depth Guide
The first step is inspecting your property and taking a serious flooding-risk assessment.
1. Will water come in through doors, windows and other openings?
The answer is almost always yes. Unless they have been built specifically to prevent water ingress (unlikely), you have to protect your building apertures.
2. Will water come in through my walls?
The answer may surprise you, but quite often it is also yes. It may not be commonplace knowledge outside of the construction industry but most bricks and more often the mortar joints are porous – they let in water after a surprisingly short time. So if floodwater is liable to persist more than 24 hours it may well come in through your walls.
3. Will water (or worse, sewerage) come through downstairs drain outlets, like toilets, baths and sinks?
Unless you have protected those outlets the answer again is probably yes depending on the depth of floodwater and back pressure. You have to consider protecting your drain inlets.
Minimize Business Losses in Case of a Disaster
A wise business owner anticipates problems. Given the current global climate, this practice is now even more important. After all, floods and other natural disasters don’t just inflict damage on residences but on commercial establishments, too.
In our experience, business owners get better settlements when they do the following beforehand:
Buy an Insurance Plan with Excellent Coverage
Public adjusters can only do so much to ensure that you are satisfied with your compensation. If the insurance for your commercial property offers little coverage to begin with, it’s natural that your subsequent settlement will be limited.
How to File a Flood Insurance Claim – Helpful Guide
Getting yourself and your big investments an insurance plan is a must. There’s no telling what could happen in a few year’s time, or even in a few days. A good insurance plan, for instance, will help you repair any flood and water damage to your home without you having to spend too much, or even at all.
The devil is in the details, however. Not all insurance plans are the same. The type of damages the insurance company will cover as well as the maximum amount of coverage will depend on the policy you get. When it comes to filing claims, the details of their plan tend to confuse and frustrate homeowners.